Educational Demo Only — This POC illustrates how software can model MiCA (EU Reg. 2023/1114) requirements. It is not legal advice and does not constitute MiCA compliance certification.

CASP Client Asset Segregation & Safeguarding

Track and verify client crypto and fiat assets held in segregated accounts per Art. 68 MiCA

Load example scenarios:

Crypto Custody

All crypto in compliant custody (Art. 68)

Fiat Accounts

All fiat in segregated accounts (Art. 68)

Insurance

€500,000 coverage

Crypto Balances

Fiat Balances

Must be > 0 to meet Art. 70.3 insurance requirement

Total Assets Under Management

€123,500

Crypto: €43,500 | Fiat: €80,000

MiCA Compliance Note

Implemented: Art. 68 — Client assets (crypto and fiat) must be strictly segregated from CASP's own assets. This POC validates that client holdings are in compliant custody types (CASP segregated wallets or qualified custodians for crypto; segregated bank accounts or money market funds for fiat).

Implemented: Art. 68.4 — Annual statement generation with segregation confirmation for client records.

Implemented: Art. 70.3 — Insurance or equivalent financial guarantee requirement validation.

Out of scope: Art. 68.2-3 — Real blockchain verification of CASP's own wallet segregation. POC assumes input data is accurate.

Out of scope: Real insurance provider integration or certificate validation.

Out of scope: Crypto custody audit trail or transaction history.

What this POC does not implement

  • ❌ Live blockchain verification — requires node integration and wallet signing capabilities
  • ❌ Real bank account verification — requires licensed bank integration
  • ❌ Insurance certificate validation — requires provider API integration
  • ❌ Multi-year historical tracking — POC shows single snapshot
  • ❌ Client identity verification — assumes client data is pre-verified